Question 1

"How much money do I need as a student at Swinburne Hawthorn?"

Accepted Answer

"A budget-conscious Swinburne student in a share house needs approximately $1,400-2,200 per month. This covers rent ($200-300/week), groceries, transport, utilities, and basic personal expenses."

Question 2

"What is the best budgeting app for Australian students?"

Accepted Answer

"Up Bank has built-in spending tracking, Frollo is a free standalone budgeting app, and a simple spreadsheet works if you prefer manual tracking. The tool matters less than the habit."

Question 3

"Can I survive on Centrelink as a student near Swinburne University?"

Accepted Answer

"Youth Allowance or Austudy provides $300-530 per fortnight (depending on circumstances). Combined with Rent Assistance and 10-15 hours of part-time work, it is possible to cover basic expenses in Hawthorn, especially in a share house."